The Financial Regulatory Authority (FRA) has increased the maximum funding and insurance coverage available to micro-enterprises, aiming to boost growth, sustainability, and financial protection for this sector.
According to a statement from the FRA on Monday:
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The maximum non-bank financing available from companies, associations, and NGOs for micro-projects has been raised from EGP 266,000 to EGP 292,000.
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The maximum insurance coverage for micro-enterprises has been increased to EGP 390,000, up from EGP 312,500.
“These measures strengthen the ability of micro-enterprises to grow and operate sustainably by providing higher funding limits and more comprehensive insurance coverage,” the FRA said.
Non-bank financing for micro, small, and medium enterprises (MSMEs) reached EGP 95.7 billion by the end of 2025, reflecting a 12.1% growth, with nearly 3.1 million beneficiaries.
FRA Chairman Mohamed Farid highlighted that raising the insurance coverage ceiling provides a more suitable protection framework against the risks faced by micro-business owners, supporting their stability and capacity for growth.
The move is part of the FRA’s broader efforts to enhance the efficiency of non-bank financial services and to offer financing and insurance solutions tailored to Egypt’s most economically vulnerable segments, including workshops, handicraft producers, small trades, and home-based businesses.
